Chattel CollectiveJust Pay Your Rent and Move In.No Agency Fees. No Legal Fees.
Unlock premium homes across Lagos and Abuja with the Chattel Collective Trust Passport. Enjoy move-in-ready apartments with fitted kitchens, air conditioning, and on-demand maintenance — all managed seamlessly through your tenant portal.
What you actually pay
Traditional renting
Base Rent + 10% Agency Fee + 10% Legal Fee + Agent “Form” + Hidden Charges
The Chattel Collective way
Base Rent + Caution Deposit + N250,000 Flat Annual Trust Passport = Handed Your Keys!
Say Goodbye to Unfair Move-In Charges
Traditional renting in Nigeria means paying up to 30%–40% extra in agency fees, legal charges, and hidden caution deposits before you even receive the keys. Chattel Collective removes the unnecessary fees and keeps your caution deposit transparent.
Zero Agency or Legal Fees
You never pay a kobo in agent commissions or lawyer retainer fees.
Transparent Move-In Costs
No surprise agency or legal charges — just your rent, a clear caution deposit, and the annual Trust Passport.
One Simple Flat Rate
A single N250,000 annual Trust Passport covers background verification, onboarding, and access to our entire property network.
Credit Reputation Building
On-time rent payments are reported to national credit bureaus (CRC & FirstCentral), building your credit score across Nigerian banks.
Homes Designed for Modern Living
Every property in the Chattel Collective network is pre-inspected and prepared to meet institutional standards before you step inside.
Ready-to-Use Kitchens
Built-in cooking appliances so you can cook on Day 1.
Fitted Air Conditioners
Pre-installed cooling in all bedrooms and living spaces.
Dedicated Handyman Care
Professional plumbers and electricians on standby.
Move-In Ready
Forget spending millions buying basic kitchen fixtures or installing new AC units. We handle the heavy lifting so you can simply unpack your clothes.
On-Demand Maintenance
Log any maintenance request directly on your tenant dashboard. Our team of trained handymen resolves issues quickly, without you chasing private contractors.
Unbundled Utility Billing
Transparent power and utility tracking. Pay your base rent and settle utility usage fairly via dedicated sub-meters or direct billing.
From Search to Keys in 4 Simple Steps
Our digital tenant portal at chattelcollective.com makes finding and securing your apartment fast, transparent, and completely paperless.
Pick Your Property
Browse chattelcollective.com and select the home that matches your location and budget.
Complete E-KYC
Complete a quick, secure online verification to generate your Trust Passport.
Sign on the Portal
Sign your digital lease agreement directly in your tenant portal and authorize your payment schedule.
Get Your Keys
Pay your rent + N250,000 annual Trust Passport fee and move into your new home.
Everything You Need in One Place
Your dedicated online dashboard keeps your entire living experience organized.
Instant Digital Rent Receipts
Track every payment and download official rent receipts anytime.
1-Click Maintenance Requests
Upload photos of issues directly to your portal and track our handyman’s ETA in real time.
Automated Direct Debit Management
Manage your payment schedules effortlessly with secure NIBSS/Remita integrations.
Lease Document Vault
Access your lease agreement, utility splits, and official notices 24/7.
Move-In Ready Apartments
Browse our pre-inspected, move-in-ready homes across Lagos and Abuja — no account needed. Found one you like? Start your Trust Passport application.